I read Junior's Parent Guide。 Each kit is intended to be for one child。Chapter 1: Why This Is Important7: many kids have no ambition （drive to win）Chapter 2: What We Teach （each section has a helpful ages/stages box）1。 Working: commission > allowance; teach kids the connection between working and making money; age-appropriate chores （very helpful）; some chores should be unpaid—just part of being in the family; 3–5yos respond well to instant gratification （immediate payment for chores）， but trans I read Junior's Parent Guide。 Each kit is intended to be for one child。Chapter 1: Why This Is Important7: many kids have no ambition （drive to win）Chapter 2: What We Teach （each section has a helpful ages/stages box）1。 Working: commission > allowance; teach kids the connection between working and making money; age-appropriate chores （very helpful）; some chores should be unpaid—just part of being in the family; 3–5yos respond well to instant gratification （immediate payment for chores）， but transition to a weekly commission as they get older （6+）2。 Spending: this is a skill; parents still control this; 6+ can pay for things at the fair， etc。3。 Saving: this keeps people out of debt4。 Giving: tithing at church; can give items too （clothing， toys）5。 Debt: becoming wealthy by avoiding debt; pay with cashChapter 3: What's In This Kit？Quick-Start Guide （laminated flier）Parent Guide （this book）Junior's Activity BookChore Chart （dry-erase， with magnetic chore labels）Junior's Envelope System （give， save， spend）Smart Kids Launchpad Poster and Stickers: see here for free activities corresponding to stickersBonus Materials Website （here）Chapter 4: Keys to Making This WorkModel These SkillsBe ConsistentGive Rewards and IncentivesInteractFind Teachable MomentsActivity Book Answer KeySmart Money Smart Kids: free e-book and a video lesson 。。。more