Your Money or Your Life
- Downloads：1577
- Type：Epub+TxT+PDF+Mobi
- Create Date：2021-04-15 10:52:10
- Update Date：2025-09-06
- Status：finish
- Author：Vicki Robin
- ISBN：0143115766
- Environment：PC/Android/iPhone/iPad/Kindle
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Summary
For more than twenty-five years， Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money。 Hundreds of thousands of people have followed this nine-step program， learning to live more deliberately and meaningfully with Vicki Robin’s guidance。 This fully revised and updated edition with a foreword by "the Frugal Guru" （New Yorker） Mr。 Money Mustache is the ultimate makeover of this bestselling classic， ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds， managing revenue streams like side hustles and freelancing， tracking your finances online， and having difficult conversations about money。
Whether you’re just beginning your financial life or heading towards retirement， this book will show you how to:
• Get out of debt and develop savings
• Save money through mindfulness and good habits， rather than strict budgeting
• Declutter your life and live well for less
• Invest your savings and begin creating wealth
• Save the planet while saving money
• …and so much more！
Whether you’re just beginning your financial life or heading towards retirement， this book will show you how to:
• Get out of debt and develop savings
• Save money through mindfulness and good habits， rather than strict budgeting
• Declutter your life and live well for less
• Invest your savings and begin creating wealth
• Save the planet while saving money
• …and so much more！
Reviews
Nicole Manning
，
A unique perspective on looking at your finances。 Would revisit for investing and get out of debt ideas。
Natalie Fluckiger
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Great ideas。 So wonderful paradigm shifts。。。。 some ideas are a bit overwhelming and tedious。 But overall great principles to implement。
Alessandro Marchesin
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Some concepts are very useful， but I’ve found it boring and obvious for the most of it。
Renata Narożyńska
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Wanted to learn how to become #richbitch， ended up in redefining my personal wealth。
Summer
，
Really， there isn't anything new in here for those already familiar with the FI movement。 The book spends alot of time preaching about conserving planetary resources （something I support， but was not interested in reading when I picked a finance book）。 Also， this book is "revamped，" but I still think it was incredibly out of touch with the financial situations that most millennials are working with。 Really， there isn't anything new in here for those already familiar with the FI movement。 The book spends alot of time preaching about conserving planetary resources （something I support， but was not interested in reading when I picked a finance book）。 Also， this book is "revamped，" but I still think it was incredibly out of touch with the financial situations that most millennials are working with。 。。。more
Wander Wall
，
This piece is beautifully written。 If you have some great pieces like this one， you can publish it on Novel Star， just submit your story to hardy@novelstar。top or joye@novelstar。top
Annika Lundberg
，
Book about what to value most， your money or your life？A really good and interesting book for anyone wanting to become financial independence。 The book focus a lot on savings and how you can spend less。 It includes a lot of tips on how to start tracking your money and where it is all going。 The book felt a little too "American" for me as it brings up tips based on American living。 It also seems to focus on people that are already in dept and want to come out of it。 But overall a good book that c Book about what to value most， your money or your life？A really good and interesting book for anyone wanting to become financial independence。 The book focus a lot on savings and how you can spend less。 It includes a lot of tips on how to start tracking your money and where it is all going。 The book felt a little too "American" for me as it brings up tips based on American living。 It also seems to focus on people that are already in dept and want to come out of it。 But overall a good book that can help people reconsider how they spend their money and therefore 3/5 stars。 。。。more
Sabrina
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Basically don’t get your priorities messed up。 The pursuit of money can get in the way of living sometimes。 Encourages some pretty extreme practices like: noting all the money you’ve ever earned and all the money you’ve ever spent in your whole life， and making a list of everything you own and how much you could sell each for。
Marc
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Excellent book that can help you re-define your relationship with money， your job， and your goals。 Not all parts are as easy to translate into your own life as the authors may seem to think it should be （defining how much earnings is enough for you required me to look at both what's enough today， for the next year and for the foreseeable future）。 However， the book's tasks are well structured and can help you create a clearer image of where you are， where you're headed - and whether that's really Excellent book that can help you re-define your relationship with money， your job， and your goals。 Not all parts are as easy to translate into your own life as the authors may seem to think it should be （defining how much earnings is enough for you required me to look at both what's enough today， for the next year and for the foreseeable future）。 However， the book's tasks are well structured and can help you create a clearer image of where you are， where you're headed - and whether that's really where you want to be going。 This applies to both the monetary and the life purpose parts of your life。 。。。more
Dace Znotiņa
，
Uz šo grāmatu atsaucas daudzos rakstos par personīgajām finansēm un liek to dažādos dažādos Top10。 Grāmata ir izdota jau pirms krietna laika （1992） un vēlāk pārstrādāta （2008）。 Galvenie apskatītie principi ir palikuši nemainīgi， uzlaboti ir piemēri， jo tehnoloģijas， vide un iespējas pēdējos 25 gados ir ievērojami mainījušies。 Klausījos pārstrādāto versiju kā audiogrāmatu。 Grāmata ir par to， kā tikt galā ar savām finansēm， un varbūt pat laika gaitā iegūt finansiālo neatkarību。 Tā nav par to， kā p Uz šo grāmatu atsaucas daudzos rakstos par personīgajām finansēm un liek to dažādos dažādos Top10。 Grāmata ir izdota jau pirms krietna laika （1992） un vēlāk pārstrādāta （2008）。 Galvenie apskatītie principi ir palikuši nemainīgi， uzlaboti ir piemēri， jo tehnoloģijas， vide un iespējas pēdējos 25 gados ir ievērojami mainījušies。 Klausījos pārstrādāto versiju kā audiogrāmatu。 Grāmata ir par to， kā tikt galā ar savām finansēm， un varbūt pat laika gaitā iegūt finansiālo neatkarību。 Tā nav par to， kā pelnīt vairāk， bet kā pelnīt jēgpilni， kā tērēt mazāk un apzināti， kā saprast personīgo naudas plūsmu un to vadīt tā， lai sasniegtu savus mērķus。 Pat tad， ja finansiālā neatkarība nav lasītāja mērķis， daudzie padomi， kā apzināt savus ienākumus un izdevumus， izvairīties no impulsa pirkumiem， kas nesniedz atbilstošu gandarījumu， strādāt darbu ar atbilstošu stundas likmi un pārvaldīt finanses tā， lai varētu pievērsties lietām， kas sniedz vairāk prieka - tas var noderēt ikvienam。Tie， kas ir jau apzinājuši savu finansiālo situāciju un ieviesuši kādus paņēmienus tās pārvaldībai， iespējams， te negūs nekādus lielos jaunatklājumus， tomēr pat tad ir labi atkārtot vai uzzināt vēl kādu knifu。 Tiem， kas līdz šim ir izvairījušies no savu finanšu apzinātas pārvaldības vai arī tas nav izdevies ar citiem paņēmieniem， autori piedāvā 9 soļu programmu， kas sākas ar situācijas apzināšanu un ved cauri dažādiem soļiem， kas var iemācīt labākus paradumus， ja tos mēģina ievērot vismaz daļēji。 Grāmatas sākumā tiek sniegts arī apskats par situāciju pasaulē， patērētāju sabiedrības īpašībām un trūkumiem， personīgajām iezīmēm naudas lietās， kā arī viscaur tiek doti piemēri no reālu cilvēku pieredzes un sprotamām situācijām。Iesaku visiem， kas vēlas uzlabot savu finansiālo situāciju， izlīst no parādiem， iekrāt vai gluži vienkārši ņemt to lietu savās rokās un nejusties apmulsušam un pazudušam tad， ja konta atlikums nesakrīt ar gaidīto。 。。。more
Shubham
，
A vey practical book to gain FI。 The learnings from this combined with the learnings from Unscripted will no doubt change anyone’s life guaranteed。 The graph was one of the best concepts in this book， Simple and profound。 Boosting you towards your goal of FI with more firepower。
Jan Tell
，
A lesson: "We don’t need to possess a thing to enjoy it - we merely need to use it。 If we are enjoying an item， whether or not we own it， we’re being frugal。" （Think library book）Term: The peak of the Fulfillment Curve。 The point where life is fulfilled， and you're learning and contributing to the welfare of the planet。 Frugality is the user-friendly and earth-friendly life-style。Analogy: I love analogies as a way of explaining things。 "On our shrinking planet， nature is like the village commons A lesson: "We don’t need to possess a thing to enjoy it - we merely need to use it。 If we are enjoying an item， whether or not we own it， we’re being frugal。" （Think library book）Term: The peak of the Fulfillment Curve。 The point where life is fulfilled， and you're learning and contributing to the welfare of the planet。 Frugality is the user-friendly and earth-friendly life-style。Analogy: I love analogies as a way of explaining things。 "On our shrinking planet， nature is like the village commons where we all graze our sheep。 If we respect each other and respect the commons， all our sheep get fed and the commons and the community thrive。 But if some folks start looking out only for themselves， they may start grazing extra sheep。 Suddenly， goodwill is gone， we're all grazing extra sheep and the commons is destroyed。"Thoughts on financial advisers: By and large， you should manage your own money。 No one is going to care about it as much as you。 。。。more
Valeriana
，
I'll take my life please。 This is a must read book on the philosophy of finance whether personal or business。 I'll take my life please。 This is a must read book on the philosophy of finance whether personal or business。 。。。more
Alejandro Hardziej
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I found this book a worthwhile read， but it focuses excessively on tracking and saving every penny possible。 The principles all seem obvious but most people probably don't apply them properly。 They are useful because they help us maximise our savings by becoming more conscious of how we spend our money and what that means for our lives and free time。 The idea of measuring the cost of what we buy in "hours of work" and reflecting on the meaning of material possessions can really help to make bett I found this book a worthwhile read， but it focuses excessively on tracking and saving every penny possible。 The principles all seem obvious but most people probably don't apply them properly。 They are useful because they help us maximise our savings by becoming more conscious of how we spend our money and what that means for our lives and free time。 The idea of measuring the cost of what we buy in "hours of work" and reflecting on the meaning of material possessions can really help to make better purchase decisions。 On the other hand， the book puts too much emphasis on tracking every dollar we spend with no exceptions， which I personally think makes your life miserable。 Living in a mental state that revolves around saving on everything is not an enjoyable way of life for me。 I don't think I will be following every advice in this book， but there are certainly good takeaways from it。 。。。more
Nicole Crucial
，
A unique take on personal finance that emphasizes reciprocity， community care， enoughness， and sustainable living。 I appreciated YMYL's ideas about divorcing the idea of work from making money and discovering your purpose that way。 A unique take on personal finance that emphasizes reciprocity， community care， enoughness， and sustainable living。 I appreciated YMYL's ideas about divorcing the idea of work from making money and discovering your purpose that way。 。。。more
Emily
，
I started this book awhile ago， but my audiobook from the library expired and I had to wait awhile to get it back。 This is one of the best "money" books I've ever read。 It was the perfect mix of valuable money advice （budgeting， investing， planning， etc。） and self help frou-frou （asking yourself questions about what money means to you， what do you want from life， etc。）。 When I was younger， I hated thinking or talking about money because it scared the shit out of me。 But as I get older and read m I started this book awhile ago， but my audiobook from the library expired and I had to wait awhile to get it back。 This is one of the best "money" books I've ever read。 It was the perfect mix of valuable money advice （budgeting， investing， planning， etc。） and self help frou-frou （asking yourself questions about what money means to you， what do you want from life， etc。）。 When I was younger， I hated thinking or talking about money because it scared the shit out of me。 But as I get older and read more books like this， my attitude has totally shifted from scared to empowered。 I really like the attitude of this book， that money helps you get the maximum value out of the life you want to live。 。。。more
Ciarán Murray
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Great book。 Really put a different spin on working for money。
Brian
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Great book。 There is much more to this book than just the finances。 I find that it has changed my relationship with my job by quite a bit of helpful advice along these lines。
Aleksey Roslyakov
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The review for the book “Your money or your life。 9 steps to transforming your relationship with money and achieving financial independence”， Vick Robin & Joe Dominguez。The purpose of the book: to get a reader being financially independent until the age of 40 to spend his/her rest of time more consciously and with great satisfaction， having half your life ahead of you to fill as you will， not as you must。The main idea: “more is better” principle in a consumption leads to the failure - to a lifet The review for the book “Your money or your life。 9 steps to transforming your relationship with money and achieving financial independence”， Vick Robin & Joe Dominguez。The purpose of the book: to get a reader being financially independent until the age of 40 to spend his/her rest of time more consciously and with great satisfaction， having half your life ahead of you to fill as you will， not as you must。The main idea: “more is better” principle in a consumption leads to the failure - to a lifetime “rat-race”。 Save 75% of your income and you will be financially free in 10-15 years， implement your dreams， keep walking according to your values， enjoy your sexy-wealthy-healthy life）））Credentials: The book became the bedrock of F。I。R。E-movement: “Financial Independence， Retirement Early”， here is more about it: https://en。wikipedia。org/wiki/FIRE_mo。。。。 What makes the book especially valuable it is a fusion of the financial literacy and the style of living， based on well-thought-out personal values and care about the world as a whole。 In fact， it reminds me about Habit 2 from “7 Habits of Highly Effective People” by Stephen Covey。The application area: excellent wake-upping book for any of middle-class person， whether you are financially independent already or just start thinking about it。 This book is also available in Russian， it is a good holistic addition to “Rich dad， poor dad”， written by Robert Kiyosaki。 。。。more
KatsLoveBooks
，
This is THE F。I。R。E。 book that can help you refine your goals and where you are in relation to achieving them。
Ornella
，
Some may be surprised by the philosophic aspect of the book。 I was expecting mainly words of wisdom on money， but the author went beyond that。 There is a lot of actionable points and I can’t wait to get into it。
Mike Rusak
，
Excellent book on understanding the money game and how to straighten out your way of thinking about finances。 Included is a step by step guide on how to forge a reasonable path to financial freedom。
Rebecca Jean
，
Life changing！ This is not really a book about money， this is more about a certain philosophy of living。 It combines minimalism， social responsibility， and frugality to help the reader invest their money， but also their time and energy in the things that matter most to them。
Vernon Lindsay
，
This is an incredible resource to help transform your relationship to money and energy。 I recommend it to anyone with interests in eliminating debt or considering a career move。
Dylan
，
There's good advice in this book and it changed the way I look at money and work。 I also feel more conscious of myself and my place in society。But it badly needs to be reduced in length。 There's so much fluff and droning throughout the entire thing that you could probably cut 50% of it and still walk away with everything you need。I was also annoyed at the incessant attempts at humor。 It reminded me of that annoying "pull my finger" uncle that constantly cracks jokes at family gatherings。Trying t There's good advice in this book and it changed the way I look at money and work。 I also feel more conscious of myself and my place in society。But it badly needs to be reduced in length。 There's so much fluff and droning throughout the entire thing that you could probably cut 50% of it and still walk away with everything you need。I was also annoyed at the incessant attempts at humor。 It reminded me of that annoying "pull my finger" uncle that constantly cracks jokes at family gatherings。Trying to get through this was difficult， to say the least。 I had to force myself to read a certain amount every day just so I could be done with it。I'll stick to the Quick Reference at the end of the book if I want to revisit this in the future。 。。。more
Jessica
，
This book was up and down for me。 I think it is probably better as read then do than an audiobook to follow along on。 I enjoyed， and hope that all the other people in the F。I。R。E。 community did too， all the little shout-outs to the fire community and Vickie's examples of her own income source streams at the end of the book。 There were a lot of hard-hitting real-life examples of situations I imagine other people are living in， but then there was a blend of old-school boring advice。 Overall， I do This book was up and down for me。 I think it is probably better as read then do than an audiobook to follow along on。 I enjoyed， and hope that all the other people in the F。I。R。E。 community did too， all the little shout-outs to the fire community and Vickie's examples of her own income source streams at the end of the book。 There were a lot of hard-hitting real-life examples of situations I imagine other people are living in， but then there was a blend of old-school boring advice。 Overall， I do not think this would be the book I would use as a road-map to my financial independence， simply because I have found others more interesting/engaging and aligned with where I am right now。 I will have to revisit this in a year and see if any of it was memorable or actionable。 。。。more
Safira Nadifah
，
💢 **Impressions**Do we ever thought that what we were doing right now for making money is it **" Do We MAKE A LIVING OR WE ARE DYING TO MAKE A LIVING ？"。** The sounds of "nine-to-five till you're sixty-five" are not really weird to be heard in workers' circumstances， it's like of course， we are working from nine-to-five but is it precisely worth it for our living？ Do we have a living from that kind of statement， is it true？ How can we have a better living without working holic hours which has be 💢 **Impressions**Do we ever thought that what we were doing right now for making money is it **" Do We MAKE A LIVING OR WE ARE DYING TO MAKE A LIVING ？"。** The sounds of "nine-to-five till you're sixty-five" are not really weird to be heard in workers' circumstances， it's like of course， we are working from nine-to-five but is it precisely worth it for our living？ Do we have a living from that kind of statement， is it true？ How can we have a better living without working holic hours which has been stealing our time for our "me" time， our family time， our spiritual time， and any kind of time that we probably should do as long as we breathing in？ So， I've been read this book and so far it is pretty amazing， it changed my relationship with work and definitely with MONEY， in my 21 years ago I've been working for 2 years now as a full-time worker from "nine-to-five" and it's blowing my mind after reading this book。 Here are some of the views to change our relationship with money。 。。。more
Mark
，
Wonderful money advice and great tips for folks just starting out or who think they know a thing or two about money。 I liked the progression that the authors take the reader through as they build your knowledge and willpower related to finances。
Maria
，
It shifted my way of thinking about what having a job can cost you， and where I hope to put my energy。 That said， it’s hard read amidst grad school/job search/pandemic turmoil！
Anya
，
a pretty good take on quantifying life energy into purchases and mindfulness in spending habits but not worth all the pages。 read summary and go enjoy something else y'alls a pretty good take on quantifying life energy into purchases and mindfulness in spending habits but not worth all the pages。 read summary and go enjoy something else y'alls 。。。more
Reference
google book https://www.google.com/search?tbm=bks&q=Your Money or Your Life
hathitrust digital library https://babel.hathitrust.org/cgi/ls?q1=Your Money or Your Life&field1=ocr&a=srchls&ft=ft&lmt=ft