Psychologia pieniędzy. Ponadczasowe lekcje o bogactwie, chciwości i szczęściu

Psychologia pieniędzy. Ponadczasowe lekcje o bogactwie, chciwości i szczęściu

  • Downloads:8344
  • Type:Epub+TxT+PDF+Mobi
  • Create Date:2021-11-30 09:53:58
  • Update Date:2025-09-06
  • Status:finish
  • Author:Morgan Housel
  • ISBN:8328374374
  • Environment:PC/Android/iPhone/iPad/Kindle

Summary

Umiejętne obchodzenie się z pieniędzmi wcale nie zależy wyłącznie od tego, co wiesz。 Ważniejsze jest to, jak się zachowujesz。 A zachowanie jest czymś, czego trudno nauczyć - nawet bardzo bystre osoby。

Większość ludzi myśli, że pieniądze - inwestowanie, finanse osobiste i decyzje biznesowe - to przede wszystkim matematyka。 Wystarczy mieć odpowiednie dane i wzory, aby się dowiedzieć, co dokładnie należy robić。 Jednak w prawdziwym życiu ludzie nie podejmują decyzji finansowych na podstawie arkuszy kalkulacyjnych。 Podejmują je przy stole podczas kolacji albo na firmowym zebraniu, pod wpływem mieszanki takich czynników jak ich osobista historia, unikalny światopogląd, ego, duma, marketing i niezrozumiałe motywacje。

W Psychologii pieniędzy Morgan Housel - wielokrotnie nagradzany autor - przedstawia 19 krótkich historii, w których opisuje różne dziwne sposoby myślenia o pieniądzach, a także uczy, jak lepiej zrozumieć jeden z najważniejszych tematów w naszym życiu。

Download

Reviews

Hoang Long Nguyen

I actually quite like it, a simple and peaceful approach, which views money as what it actually is, a tool。

Thành Nguyễn

Với dịch giả Hoàng Thị Minh Phúc cho bản dịch từ 1980 books thì giá trị cuốn sách bị giảm đi đáng kể! Cách dịch máy móc rối rắm và google translate nhiều thì cuốn sách rất nên đọc này trở nên xa rời với người đọc mới về kinh tế khá nhiều!

Iriz

Listened to the audio version。 I'd recommend this as one of the first books to read about money。 Financial acuity is not just about great numbers。 Your I。Q。 will take you to gain wealth, your E。Q。 will help you to keep them。 Money can change people, this book will keep your emotion in check and your feet on the ground。 Few takeaways:-Money's greatest intrinsic value is its ability to give you control over your time。-You might think you need expensive stuff but no, you don't。 What you want are re Listened to the audio version。 I'd recommend this as one of the first books to read about money。 Financial acuity is not just about great numbers。 Your I。Q。 will take you to gain wealth, your E。Q。 will help you to keep them。 Money can change people, this book will keep your emotion in check and your feet on the ground。 Few takeaways:-Money's greatest intrinsic value is its ability to give you control over your time。-You might think you need expensive stuff but no, you don't。 What you want are respect and admiration and you think expensive stuff will bring them。 You are more likely to gain them from kindness and humility。 -Make sure your decision is not influenced by those people playing different games。-Use your money to manage your time。 -Saving money is a gap between your ego and your income。 Less ego, more wealth。 。。。more

Vineeth Pothulapati

Money plays a vital in everyone’s life and I wanted to understand the concepts around it and how it impacts our lives。 In this blog post, I will write all my notes & takeaways from each chapter of the book。No one’s crazyThe difference I noticed frequently is the choices I make and the way I think to spend, save money is totally different when compared to my friends and others。 I felt it’s one’s priorities that cause the difference in choices I make。But after reading the first chapter of this boo Money plays a vital in everyone’s life and I wanted to understand the concepts around it and how it impacts our lives。 In this blog post, I will write all my notes & takeaways from each chapter of the book。No one’s crazyThe difference I noticed frequently is the choices I make and the way I think to spend, save money is totally different when compared to my friends and others。 I felt it’s one’s priorities that cause the difference in choices I make。But after reading the first chapter of this book。 I realized everyone has a unique mental model on how the world works which always drives the thoughts and decisions that one makes。 This topic totally illustrates the emotion over facts and how it influences our behavioral thinking。Luck and RiskThis is one of the hardest and challenging topics to emphasize as luck is hard to calculate in one’s success。Be careful who you praise and admire。 Be careful who you look down upon and wish to avoid becoming。Focus less on specific individuals and case studies and more on broad individuals。Not enoughThe hard skill one can have is knowing when it’s time to stop taking risks。 Having the greed or trying to achieve more and more would put everything that you achieved in stake。 The risk appetite is very important。 If you are risking something which is very important to you on something you don’t have or don’t need this doesn’t make any sense in the equation of taking risk。 Life isn’t any fun with the sense of enough。 Happiness as it’s said is just the results minus expectations。The hardest financial skill is getting the goalpost to stop moving。Social comparison is the problem here。Enough is not too little。There are many things never worth risking, no matter the potential gain。Confounding and CompoundingAnything that is started way earlier as time passes will yield potential outcomes with the decisions we made in the past can be compounded as we do things consistently and this over a period of time confounds us with impressive outcomes。 This is applicable for both positive and negative things one does over a period of time will result in much greater outcomes。Getting Wealthy vs Staying WealthyGetting wealthy is comparatively easier than staying wealthy, As getting wealthy is waiting for opportunities, taking risks, and making most out of the opportunities。 But staying wealthy is making sure we don’t end up with wrong choices which will put all the wealth at stake。 The ability to stay longer will yield large returns with the intervention of magic called compounding。 Success in money is survival。More than I want big returns, I want to be financially unbreakable。 And if I’m unbreakable I actually think I’ll get the biggest returns, because I’ll be able to stick around long enough for compounding to work wonders。Planning is important, but the most important part of every plan is to plan on the plan not going according to plan。A barbelled personality - optimistic about the future, but paranoid about what will prevent you from getting to the future - is vital。Tails, You WinOne thing I personally learned from this section is I always try to be right in everything I do and though many of them or at least a few of them fail。 I try to understand why others were wrong and feel low for my mistakes but I should build an equation in a way that everything I do may not be right so trying to make as many decisions as possible to be right is definitely good。 But I am sure there will be a few wise decisions that can make sure when most of my decisions are wrong still there is a room for celebration on success。Napoleon's definition of military genius was The man who can do the average things when all those around him are going crazy。You can be wrong half the time and still make a fortune。FreedomControlling your time is the highest dividend money pays。Freedom is usually misunderstood or wrongly evaluated but freedom aggregately is something which gives us the ability to control over what you want, when you want to, with who you want to, where you want, for as long as you want, is the broadest lifestyle that makes people happy。 Aligning your money towards a life like this gives you incredible returns。Man in the Car ParadoxNo one is impressed with your possessions as much as you areUsually, we see people buy fancy and luxury assets like phones, cars, watches, houses, etc。。 thinking that having these things can provide respect and value in society。 The author illustrates that the general tendency of others viewing these things will not think that you are smart or a great man。 Instead, people pay more attention to the things they own and imagine themselves having it。 So, getting respect through fancy and luxury things isn’t right & sustainable。Wealth is What You Don’t SeeSpending money to show people how much money you have is the fastest way to have less moneyUsually many think that becoming a millionaire is equivalent to spending millions。 But it isn’t as you spend your money you become poor。 When we see a man driving a $100,000 car。 we think the man is wealthy but one thing we should realize is the man has $100,000 less than what he had before by owning that car。If you think you have money and keep spending your money on things, you will end up with things and not the money。Firstly, we should understand the difference between being rich vs wealthy。 Being rich is current income。 People buy things with debts。 It’s not hard to spot rich people。 They often go out of their way to make themselves known。 But being wealthy is hidden。 It’s income not spent。 Wealth is an option not yet taken to buy something later。 Its value lies in offering you options, flexibility, and growth to one day purchase more stuff than you could right now。 There are of course wealthy people who also spend a lot of money on stuff。 But even in that cases what we see is their richness, not their wealth。The world is filled with people who look modest but are actually wealthy and people who look rich live at the razor’s edge of insolvency。 Keep this in mind when quickly judging other's success and setting your own goals。Save MoneyThe only factor you can control generates one of the only things that matter。 How wonderful。Save money is something we keep hearing。 But what’s the reason? Is it to buy a car or something? In my personal opinion money carries more value than just buying things。 It gives us the confidence, strength, and luxury to our mind to decide on what exactly we need and the control over our present and future。 We should always save money to own the luxury of controlling our lives。The first idea-simple, but easy to overlook- is that building wealth has little to do with your income or investment returns, and lots to do with your savings rate。More importantly, the value of wealth is relative to what you need。Past a certain level of income, what you need is just what sits below your ego。So people’s ability to save is more in their control than they might think。And you don’t need a specific reason to save。That flexibility and control over your time is an unseen return on wealth。And that hidden return is becoming more important。Reasonable > RationalAiming to be mostly reasonable works better than trying to be coldly rational。We usually see many financial decisions are made being rational but being rational doesn’t help in all scenarios。 As humans are driven by emotions。 Being rational is taking decisions mainly based on facts but many facts can change by external factors and taking the risk with facts may not suit you。 Being reasonable adds the emotional side of you the decision one makes must match personal context and your goals。SurpriseThe world of economy and finance always surprises you things do not repeat or happen the same as in the past。 We all should be aware that the future may not be as same as the past, things keep changing and result in surprises。Room for ErrorEverything we plan or we do may not end up as expected there is always room for error and things go south。 One should be prepared on room for error。 This increases the odds of not getting affected by errors。 The most important part of every plan is planning on your plan not going according to the plan。Nothing is FreeEverything we do needs a price。 But many in investment may not have a price tag, this gets priced as we progress。 We see compounding pays noticeable returns but it isn’t free to achieve compounding one must go withhold through all its ups and down’s without getting panic on investments。 This is the price one pays to let compounding work。You and MeIn the world of finance, we always tend to get influenced by someone or we bet on something others do。 But one thing we should strongly consider is everyone is different with their financial background, ability to take risks, priorities, short-term and long-term goals, etc… What works for others may not work for you。 So, make sure to opt for options that are well suited for you and your goals。The Seduction of PessimismThe opposite of optimism is pessimism and unfortunately, people tend to believe in negative outcomes and they get influenced by the worst thing that can happen over specific action as worse things happen in no time and best things take a good amount of time to turn out to be good and which is unnoticed most of the times。 Many will not agree on the best things that can happen in the future and if pessimism over something is expressed many tend to believe in it rather believing in optimism。When will you believe anything?When you are put in a situation nothing seems to work out or don’t see a solution, you tend to believe anything。 we as humans build stories in understanding how the world works。 Everyone has their own story on how things work and how the future would look like。 This is more precisely one’s perspective towards anything。The more you want something to be true, the more likely you are to believe a story that overestimates the odds of it being true。Everyone has an incomplete view of the world。 But we form a narrative to fill the gaps。All together nowThe psychology of money is all about how you deal with your finance and what matches your personality what works for others may not work for you and vice versa。 We need to adopt all the qualities explained in different segments of this book for better decision-making and in making progress with finance。 This book aggregately changes one’s perspective towards money and explains what matters the most。Cheers! 。。。more

Keivan

The summary below by Riku Sayuj pretty much sums it up。 The book is engaging with a lot of relevant examples。 One important thing is that this is not a book about investment。 It's about how to think about money, and in general many things in life。 It tries to put into perspective a lot of misconceptions people tend to have about how economic growth works, and what a sane financial decision is, etc, and it does a very good job of it。 One little thing that gets a bit annoying is that the author li The summary below by Riku Sayuj pretty much sums it up。 The book is engaging with a lot of relevant examples。 One important thing is that this is not a book about investment。 It's about how to think about money, and in general many things in life。 It tries to put into perspective a lot of misconceptions people tend to have about how economic growth works, and what a sane financial decision is, etc, and it does a very good job of it。 One little thing that gets a bit annoying is that the author likes to throw numbers like 0。000000000001 at the reader often, which don't seem like to serve any point。 Anyways, most of the things mentioned in the book are generally common sense and with the caveats that he mentions are good advice。 It does help build a bigger picture of how money and the mentality around it work and gives directions to prepare to invest more in the topic (pun not intended)。 There are a few points that though with disclaimers the author offers investment ideas, again, generally good advice, but somewhat contradictory to the premise of the book。 One of the things that the book argued about early on that got me interested in following it to the end is that it advises avoiding thinking about this or that person as "great" investors and trying to mimic their behavior or portfolio。 Similarly, it often tries to promote a culture of having a personal understanding and planning of your finances than falling into rat races or just blindly following others, which again, are sane advice and common sense, but it really hammers it down。 There are a few places in the book that if you take the sentences out of the particular context, it contradicts what is previously mentioned in the book, which is fine, since they should be taken within the context。 But, there seems to be a meager desire in the book to become a series of quotes that people throw at each other (like the summary by Riku Sayuj) which in that case becomes a problem! 。。。more

Gourab Mukherjee

💠Great book。 It gives you a historic lesson on money habits。 Not "You shouldnt do this" but "people have done this way too many times, so this might gonna happen。"🔹It also takes in account the uncertainty factor。 End of the day we dont follow logic while taking action on our money, we use our emotions。 🔹Every chapter is dedicated to a type of psychological reaction that we do in a particular condition。 Remeber the name of the chapters and the whole thing will come back to you (Helps me remeber w 💠Great book。 It gives you a historic lesson on money habits。 Not "You shouldnt do this" but "people have done this way too many times, so this might gonna happen。"🔹It also takes in account the uncertainty factor。 End of the day we dont follow logic while taking action on our money, we use our emotions。 🔹Every chapter is dedicated to a type of psychological reaction that we do in a particular condition。 Remeber the name of the chapters and the whole thing will come back to you (Helps me remeber what I've learnt)。 🔹Audible also has the audiobook of this。 Do check that out too。 。。。more

Veronica Watson

Helpful, succinct and just enough。

Ashish Gourav

There is a lot to 'pack away' from this book。 If I had to drive something simple, it would be : Save as much as you can, for no reason at all, for as long as you can, so that you ride with risk, sleep with peace and gain your independence to do whatever the heck you want with your time。 There is a lot to 'pack away' from this book。 If I had to drive something simple, it would be : Save as much as you can, for no reason at all, for as long as you can, so that you ride with risk, sleep with peace and gain your independence to do whatever the heck you want with your time。 。。。more

Joel

This book was short, concise and life-changing。 I finished it and wanted to immediately read it again because of how densely packed it was。 Behavioral economics is mostly voodoo and this book cuts through a lot of the cruft in a practical & sensible way。

Aaron Aik

As James Clear aptly puts it “Everyone should own a copy” - easy to read and very important to be read and re-read to remind yourself that the marathon of life defers from people to people and how you define your “ladder of success” should never be benchmarked against another person’a。

Srijith Jagdish

This is not a "Step by Step" instruction guide to financial freedom but more true to the title of the book。。。it covers helps one understand the concept and psychology behind money。。。The book definitely offers some some useful habits and more importantly mindsets that one needs to adopt to begin the journey towards being satisfied with your financial needs。。。the various examples are also not the run of the mill ones but very fresh and relevant to the points being made。。。It's a very quick read and This is not a "Step by Step" instruction guide to financial freedom but more true to the title of the book。。。it covers helps one understand the concept and psychology behind money。。。The book definitely offers some some useful habits and more importantly mindsets that one needs to adopt to begin the journey towards being satisfied with your financial needs。。。the various examples are also not the run of the mill ones but very fresh and relevant to the points being made。。。It's a very quick read and I thoroughly enjoyed it。。。Regards,Sri 。。。more

Nitin Bhatt

Good insight into the world of investment

Rendi Seftian

This book shows me how people decide their "money" ability depending on their background, especially their family economic condition。The decision about money is unique for everyone, and we can make it generally。A good book and gave me a different perspective about how we make decisions in "money"。 This book shows me how people decide their "money" ability depending on their background, especially their family economic condition。The decision about money is unique for everyone, and we can make it generally。A good book and gave me a different perspective about how we make decisions in "money"。 。。。more

Dhiraj

Good book for younger generation, with the help of stories author has simply explained the difference in being rich and staying wealthy for life time

Sanchita Mukherjee

Absolutely delightful reading on a super boring topic like finance。 The main ingredient of this book is its simple narrative。 Highly recommended to all non finance people for some handy ideas about finance。

Samuel Ginting

I love this book。 Explain concept of money with simple word。

Anjali Thakur

I recently finished reading ' The psychology of money' by Morgan Housel。 This book isn't about some formulas to ace your investing game。 This book is about your behaviour with money。 It's the term ' psychology ' that I picked this book and is a must read。 Margon Housel doesn't try to convince an idea backed up by research papers。 He simply explains the world as it is。Infact he tries to invalidate the hype created for big investors。 For eg。 There is a line in the book-"None of the 2000 books writ I recently finished reading ' The psychology of money' by Morgan Housel。 This book isn't about some formulas to ace your investing game。 This book is about your behaviour with money。 It's the term ' psychology ' that I picked this book and is a must read。 Margon Housel doesn't try to convince an idea backed up by research papers。 He simply explains the world as it is。Infact he tries to invalidate the hype created for big investors。 For eg。 There is a line in the book-"None of the 2000 books written on Buffet's success are titled, 'This Guy Has Been Investing Consistently for three Quarters of a Century'。 Buffet skill is investing , but his secret is time。"My favourite lines are:Reasonable>RationalAiming to be mostly reasonable works better than trying to be coldly rational。 Manage your money ina way that helps you sleep at night。The highest form of wealth is the ability to wake up every morning and say, "I can do whatever I want today。 " If there's a common denominator in happiness- a universal fuel for joy - it's that people want to control their lives。 The ability to do what you want, when you want, with who you want, for as long as you want, is priceless。 It is the highest dividend money pays。 。。。more

Subodh Lawande

Best Financial Book everMost honest view on how the economy works。'Being independent is more important than being wealthy' is the best Financial advice I ever read。 Best Financial Book everMost honest view on how the economy works。'Being independent is more important than being wealthy' is the best Financial advice I ever read。 。。。more

Abhishek Bhowmick

I feel this book has given some practical thoughts on money which are timeless。 Also, after reading on my Kindle, I'll buy the hardcopy of this book and read it again to grasp more deeply。 I feel this book has given some practical thoughts on money which are timeless。 Also, after reading on my Kindle, I'll buy the hardcopy of this book and read it again to grasp more deeply。 。。。more

Mohit Sharma

Okayish!

Mujeeb Patla

Excellent book with many practical advises!

Abhinav Agrawal

It's an easy and interesting read。 Gives totally new perspectives, helping to see things differently。 It's an easy and interesting read。 Gives totally new perspectives, helping to see things differently。 。。。more

Aditya Mirajkar

Average

Anirudh

Investing and managing money is not a science dictated by formulas and laws it is dictated by human behaviour which is not always rational but is reasonable when decisions are made。This is the simple premise the author builds upon through 20 lessons of what he calls psychology of money and how an understanding of our own motivations, fears and ambitions can help us make better financial decisions。 Filled with small anecdotes and quotes from the like sof Buffett and Charles Munger to his own pers Investing and managing money is not a science dictated by formulas and laws it is dictated by human behaviour which is not always rational but is reasonable when decisions are made。This is the simple premise the author builds upon through 20 lessons of what he calls psychology of money and how an understanding of our own motivations, fears and ambitions can help us make better financial decisions。 Filled with small anecdotes and quotes from the like sof Buffett and Charles Munger to his own personal life and experiences, the book is a nice reading and also a good reminder to practice moderation and patience when it comes to managing your money。 。。。more

Steven McGee

Quick read but a great collection of short stories (with many references to Nassim Taleb, Daniel Kahneman and Warren Buffet) highlighting how, contrary to popular belief, few investors do what may be the most mathematically sound practice, but rather opt for investing decisions that fit into their own world view, prior experience, social influences etc。 To reference the book: " doing well with money isn't necessarily about what you know。 It's about how you behave"。 My personal favourite part was Quick read but a great collection of short stories (with many references to Nassim Taleb, Daniel Kahneman and Warren Buffet) highlighting how, contrary to popular belief, few investors do what may be the most mathematically sound practice, but rather opt for investing decisions that fit into their own world view, prior experience, social influences etc。 To reference the book: " doing well with money isn't necessarily about what you know。 It's about how you behave"。 My personal favourite part was actually the post-script outlining the economic factors that have likely led to the modern consumer and our current thoughts surrounding money。 This book doesn't necessarily advise how to invest your money, although I was happy to see in the final chapter where Housel divulges his own investing practices and his rationale, that it was in line with my own financial approach。 Thus, this book had less of an influence on how I personally invest than it did give me greater empathy and understanding for why others may invest differently than myself。 Personal finance is just that, personal, and while there are general truths to finance, what a specific individual does is specific to their personality, goals, and situation。 。。。more

Emmanuel Rodriguez Pacheco

I loved the book , it gave really good insights on what is really important when we are investing in the long term and how it affect us psychologically。

Maya Ray

Gives a beautiful insight about finances。 Perfect for beginners。

Esti Larasati

So happy bisa dipertemukan buku ini。 Meskipun bagian saham dan investasi butuh waktu yg lama buat dipahami, tapi cerita-cerita terkait perilaku manusia terhadap uang benar-benar insightful dan mindblowing。1。 Sangat kagum dengan opini penulis yang mengakui bahwa keberuntungaan dan risiko itu bagaikan dua sisi koin yang sama, tidak berkasta。 Selain itu, buku ini juga mengutip kutipan bapak Hans Rosling di buku Factfulness ( which is my favorite book all the time) dan seperti yg di sampaikan di buk So happy bisa dipertemukan buku ini。 Meskipun bagian saham dan investasi butuh waktu yg lama buat dipahami, tapi cerita-cerita terkait perilaku manusia terhadap uang benar-benar insightful dan mindblowing。1。 Sangat kagum dengan opini penulis yang mengakui bahwa keberuntungaan dan risiko itu bagaikan dua sisi koin yang sama, tidak berkasta。 Selain itu, buku ini juga mengutip kutipan bapak Hans Rosling di buku Factfulness ( which is my favorite book all the time) dan seperti yg di sampaikan di buku Factfulness, pesimisme kedengaran lebih cerdas dan masuk akal daripada optimisme。2。 Bagian paradoks dalam mobil juga menarik sekali karena memang manusia cenderung ingin membuat orang lain terkagum atas harta yg dimiliki。3。 Tak ada orang yg gila kalau sudah ngomongin uang。 Setiap orang bisa memiliki pandangan berbeda terkait uang karena masing2 punya pengalaman, background keluarga, pendidikan yang berbeda jadi keputusan finansial bisa berbeda-beda dan bisa jadi menurut orang lain itu gila tapi sebenarnya ngga segila itu karena pasti ada alasan tertentu orang mengambil keputusan finansial ituWhat a great book✨✨ 。。。more

Online Chem Web

Buy Mdma , Methylone , LSD, mephedrone, cocaine, Ketamine, methamphetamine, EphedrineCBD Hemp Oil ,Marijuana buds ,EPHEDRINE, HEROIN, 4MMC,COCAINE, MDMA, KETAMINE, CRYSTAL METH, LSD, OXY, XANAX,MDPV,MARIJUANA,DMT Crystal ,CODA,GHB, and other related products for sale at very cheap prices。 shipment is within3days maximum and we offer safe transportationplease contact my email: onlinepsychadelicssupply@gmail。com Actavis promethazine with codeine purple cough syrupWelcome to Our online shop, Order Buy Mdma , Methylone , LSD, mephedrone, cocaine, Ketamine, methamphetamine, EphedrineCBD Hemp Oil ,Marijuana buds ,EPHEDRINE, HEROIN, 4MMC,COCAINE, MDMA, KETAMINE, CRYSTAL METH, LSD, OXY, XANAX,MDPV,MARIJUANA,DMT Crystal ,CODA,GHB, and other related products for sale at very cheap prices。 shipment is within3days maximum and we offer safe transportationplease contact my email: onlinepsychadelicssupply@gmail。com Actavis promethazine with codeine purple cough syrupWelcome to Our online shop, Order Mephedrone online ( 4MMC, MKAT, Meow Meow )。 MKAT for sale, ( 4-MEC, MXE, MDPV ) Whether you are thinking about buying Mephedrone ( Buy Mephedrone here ) or whether you want to know how to Order Mephedrone, you have come to the right place。We are the best Bath Salt, Methamphetamine, Adderall, MDMA (ecstasy, molly), Mephedrone, Methylone, Xanax, Fentanyl-patches, Dextroamphetamine, Ephedrine, Cannabis oil, Ketamine, Speed Paste, MDAI shop to stock up on advanced materials for your experiments。 You need someone you can trust when it comes to delivering 100% legitimate, absolutely pure Products and with us you can be absolutely certain in this regard。 Our dedication to quality and scientific integrity has made us one of the most respected suppliers in the online market, a reputation we take very seriously and work hard to maintain。hydromorphmophineRohypnolNonylphenol-methylmethcathinone (4-MMC)MDPVKetamine3-(p-Fluorobenzoyloxy)tropanebenzylpiperazine (BZP)3-Trifluoromethylphenylpiperazine (TFMPP)Nandrolone4-FluorotropacocaineMDMARohypnolmethyloneAmphetaminemorphineHeroinAmphetamineLSLsd-Ephedrine-HCL-Oxycontin-Hydrocodone-Cocaine-Ketamine-HCL-Meth-Herion-4-mmc-Xanax-2mg-bar-Mephedrone-Mdma-Alprazolam-JWH-020-MDAI-5-MeO-DALT-MDPV-Naphyrone-2C-C-2C-D-2C-E-2C-I-2C-P-2C-T-Mdma,4-mmc* Note that our customers privacy is our main concern。。we do safe,secure and discreet packagecontact:Email: onlinepsychadelicssupply@gmail。com 。。。more

Kinki

The title of the book caught my attention when I first saw it。 And it's true about how one views money in its way。 The author explains very well in the book how our emotions can influence our thinking when it comes to making money decisions。 I enjoy the book especially the beginning chapters, then the last few chapters were a little boring for me as the author was mainly writing about the finance history of America。 Nevertheless, overall it is a good book to read if you want to understand more a The title of the book caught my attention when I first saw it。 And it's true about how one views money in its way。 The author explains very well in the book how our emotions can influence our thinking when it comes to making money decisions。 I enjoy the book especially the beginning chapters, then the last few chapters were a little boring for me as the author was mainly writing about the finance history of America。 Nevertheless, overall it is a good book to read if you want to understand more about the world of finance and how to manage your money and investments psychologically。 。。。more